Connect with us


Why Senior Citizen Savings Scheme Makes Sense Even Now?




Want create site? Find Free WordPress Themes and plugins.

The pandemic has forced even the most established economies of the world to rethink their financial strategy. For the commoner, things have changed as well, with a growing emphasis on limiting expenses and increasing savings. Senior citizens or people more than 60 years old are more susceptible to financial risk as their income stream is unlike the other age categories. For such senior citizens, let us understand why the senior citizen savings scheme still makes sense in the current times.

What is SCSS (Senior Citizen Savings Scheme)?

SCSS is a useful and long-term saving financial instrument that offers protection and additional facilities which are typically part of any government-sponsored savings or investment scheme. These schemes are available via approved banks and post offices across India. 

Who is eligible for SCSS?

  • Senior citizens aged 60 years or older in India
  • Retirees in the 55-60 age range opted for the Voluntary Retirement Scheme (VRS) or Superannuation. Here, the contribution must be made within a month of the retirement benefits being received
  • Retired defence workers who are at least 50 years of age
  • HUFs and NRIs are currently not eligible to invest

Benefits of SCSS

  • Stability: Being a government-backed scheme, senior citizen saving schemes in banks and other locations offer all the stability and assertion associated with all government schemes.

  • High-interest rate: The framework has a high 7.4% annual interest rate, which is better than any of the business 80C tax savings instruments.
  • Tenure: The account has an initial maturity period of five years, although this can be extended to another three years. Such a feature encourages senior citizens to have this saving scheme as a medium or long-term investment product in their financial portfolio.

  • Tax: Under the section 80C of the IT Act, 1961, up to Rs. 1.5 lakh per annum, the investment made under this scheme is tax-deductible.

  • Flexibility: One can invest in multiples of Rs. 1,000 up to the overall limit of Rs. 15 lacs.

  • Withdrawal: A premature withdrawal option in the event of a financial emergency (with applicable penalties) and the amount would be credited to your online bank savings account
  • Quick accessibility: The instrument can be operated anywhere in India via Post Offices or designated bank branches.

  • Nomination: When opening an SCSS account, the nomination facility is accessible by applying part of Form C. The Branch passbook also accompanies this request.

Information needed for Senior Citizen Savings Scheme

Before you open a senior citizen savings scheme in banks and post offices, you need to provide the below information:

  • Name of Applicant and PAN
  • Name of the father/mother/husband/wife of the primary applicant
  • In the case of a joint SCSS account with a partner, you must state your spouse’s name, age, and address
  • Sum and amount of Cheque/Demand Draft (if applicable)
  • Name, age, and address of the nominee 


SCSS should be the first preference of senior citizens who want risk-free returns on their savings because the deposits under the scheme give you higher returns than those typically available under other comparable secure investment avenues.

Did you find apk for android? You can find new Free Android Games and apps.
Continue Reading


E Learning Unimal

Odyssey News



e learning unimal
Want create site? Find Free WordPress Themes and plugins.

Are you looking for information on E Learning Unimal? You have come to the right place! In this blog post, we will provide a step-by-step guide on E Learning Unimal

Elearniing Universitas Malikussaleh – Unimal

selamat Datang Di Portal E-Learning Universitas Malikussaleh


Teknik Kimia Universitas Malikussaleh

Bukit Indah|24 Maret 2020|Cara Mudah Kuliah Online dengan Google Meet. · 1.45K subscribers ; Bukit Indah|18 Maret 2020|Panduan Video e-learning Untuk Dosen · 1.44K …


Free Elearning Unimal APK Download For Android – GetJar

The elearning application for Malikussaleh University student activities. This application was created to make it easier for students to take part in online … – Elearning Universitas Malikuss… –

Elearning Universitas Malikussaleh · Safety status. Safe · Server location. Indonesia · Latest check. 2 months ago.


Cara Isi Absensi di E-learning UNIMAL – YouTube › watch


Cara Login ke E-learning UNIMAL menggunakan akun … – YouTube › watch


Tutorial Enrol ke Kelas di E-learning UNIMAL dari HP – YouTube › watch – Website Informer ›


Arsitektur UNIMAL (@igpaft) • Instagram photos and videos

igpaft · Architecture Sharing Session – Workshop E-Learning UNIMAL oleh Bpk Nasrudin ST., MT · Kegiatan Sosialisasi Kurikulum Merdeka Belajar Kampus Merdeka untuk …


Tag: Perkuliahan e-Learning – – Aceh Tribunnews › tag › perkuliahan-e-learning


Tutorial Enrol Kelas E-learning UNIMAL Part 2 – YouTube › watch


Tutorial Membuat Daftar Presensi oleh Dosen di Elearning UNIMAL › watch


#3. Tutorial Cara Mendaftar (Enroll) Mahasiswa oleh Dosen pada E … › watch


e-learning unimal – › tag › e-learning-unimal


This is a complete list of sources that I found to be helpful in researching E Learning Unimal. If there are any other sites or articles you think should make this list, please leave them as comments below so we can include them!


You might also like:

GPT44X Amazon

Did you find apk for android? You can find new Free Android Games and apps.
Continue Reading


Unveiling Brilliance: Exploring the Magic of Al Fakher Diamond Dust





Al Fakher Diamond Dust
Want create site? Find Free WordPress Themes and plugins.

Imagine enjoying smoking on a whole new level, with a dash of genius added to every inhalation. This is precisely what the ground-breaking product in the shisha market, Al Fakher Diamond Dust, claims. This article explores the numerous facets of this amazing product, including its characteristics, background, and the reasons why enthusiasts today view it as indispensable.

Al Fakher Diamond Dust: A Diamond in the Rough

The essence of Al Fakher Diamond Dust is revealed to be a distinctive blend of fine tobacco and faintly shimmering diamond-like particles. The outcome? A unique smoking experience where luxury and flavor collide.

The Origin Story

Explore the origins of Al Fakher Diamond Dust and follow its history back to the rich tobacco customs of the Middle East. Discover how creativity and skill combine to produce a product that appeals to the senses.

Crafting Brilliance: Manufacturing Process

Al Fakher Diamond Dust

Al Fakher Diamond Dust


Discover the complex procedure that goes into making Al Fakher Diamond Dust. Every stage, from picking the best tobacco leaves to carefully adding tiny particles that like diamonds, is an example of excellence and perfection.

The Mesmerizing Features

We explore the unique qualities of Al Fakher Diamond Dust that make it unique in the world of indulgent hookahs.

Diamond-like Sparkle

See the eye-catching beauty of Al Fakher Diamond Dust. The delicate shimmer gives your smoking experience a touch of luxury and sparks conversation at any get-together.

Flavors That Dazzle

Explore a range of tastes that aren’t your typical ones. Al Fakher Diamond Dust provides a range of options to suit every taste, from traditional blends to creative creations.

Smoking with Elegance

With Al Fakher Diamond Dust, your shisha sessions will be elevated from a casual hobby to an opulent event.

The Perfect Social Companion

Al Fakher Diamond Dust

Al Fakher Diamond Dust


Find out how smoking is made more socially enjoyable with Al Fakher Diamond Dust. With friends, enjoy happy and restful times to make every session special.

Tips for Optimal Enjoyment

With helpful advice on taste matching, heat management, and packing, you can maximize the benefits of Al Fakher Diamond Dust. Make smoking a ritualistic endeavor.

Frequently Asked Questions

Q1: Is Al Fakher Diamond Dust suitable for beginners?
Absolutely! Al Fakher Diamond Dust caters to all levels of enthusiasts, offering a smooth and enjoyable smoking experience for beginners and seasoned users alike.

Q2: How long does the diamond-like sparkle last?
The diamond-like particles in Al Fakher Diamond Dust are designed to last throughout the smoking session, providing a mesmerizing visual experience from start to finish.

Q3: Are there any health concerns with inhaling diamond-like particles?
Rest assured, the diamond-like particles in Al Fakher Diamond Dust are safe for inhalation. Extensive testing ensures a worry-free smoking experience.

Q4: Can I mix Al Fakher Diamond Dust with other shisha flavors?
Certainly! Get creative with your flavors by mixing Al Fakher Diamond Dust with your favorite shisha blends. The possibilities are endless.

Q5: Is Al Fakher Diamond Dust available worldwide?
Yes, Al Fakher Diamond Dust is globally accessible, bringing its unique sparkle to shisha enthusiasts around the world.

Q6: How do I clean my hookah after using Al Fakher Diamond Dust?
Maintaining your hookah is easy. Simply follow standard cleaning procedures, ensuring a residue-free experience for your next smoking session.


To sum up, Al Fakher Diamond Dust is a sensory experience that combines flavor and visual appeal, going beyond the bounds of traditional shisha. Enhance your smoking routine with this innovative gem.

Also Visit: Dermatologist Personalized and Custom Skin Care Routine

Did you find apk for android? You can find new Free Android Games and apps.
Continue Reading


error: Content is protected !!