People can be involved in car accidents at some point in their driving lives. If they are lucky, they experience fender benders and leave the crash scene without injuries. But an accident that involves a commercial truck is usually devastating and seriously affects victims and their loved ones. If you have been in this type of accident, it is in your best interest to hire a truck accident attorney Chicago. Here’s why you need legal representation after a truck accident:
File a Legal Claim Before the Deadline
If you want to seek compensation for the injuries you have sustained and the resulting losses, you must file a truck accident claim. Filing this claim should be done within two years of the accident date. Otherwise, you will be barred from filing a claim or seeking monetary compensation for damages.
A truck accident attorney is familiar with the statute of limitations in the state. Thus, they make sure your legal claim is filed on time. By contacting a lawyer early, they can start evaluating your case and determine your eligibility for compensation. Also, your attorney will have enough time to collect vital evidence to support your claim. Once they have built your case and completed all the paperwork, they can file the claim for you.
Truck Accidents are Complicated
Accidents that involve semi-trucks can lead to serious injuries and losses. But sorting out and making sure you get the compensation you are entitled to can be challenging. Below are factors that make these cases complex:
- Bigger policies. Insurers determine the costs and amounts of coverage for commercial trucks according to the vehicles’ size. Truck insurance policies can be forty times more than the insurance policies of average passenger vehicles. Because of this, insurers would do everything to escape liability, fighting hard to deny claims or paying much less than the worth of a claim.
- Serious injuries. In general, victims of truck accidents suffer serious injuries, given the size and weight of a truck. The seriousness your injuries, the greater your damages and the more complex your claim.
- Several vehicles. A semi-truck may hit many vehicles once they cause a collision. Bigger vehicles are not easy to stop when an emergency arises. Also, they take longer to slow down and stop, possibly affecting several vehicles. With several parties involved in a truck accident, determining fault and liability can be hard. Because of this, these cases can end up in trial, further complicating the situation for you. However, a truck accident attorney can take much of the burden off your shoulders, so you can focus on healing.
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