Skydiving insurance is not a mere formality. Skydiving is a dangerous extreme activity. Participation in such events without a policy is prohibited by law. The presence of the document is checked by the instructor. Having issued it, the insured receives a 100% guarantee of material compensation from the insurance company in case of an accident.
Who needs parachuting insurance?
In view of the high risk of injury, all parachuting clubs both in Russia and abroad are responsible for the health and life of athletes. Before jumping, skydivers are required to present an accident insurance policy.
In this regard, the organizers of the competition, instructors demand to buy insurance for parachuting, which will allow you to receive material compensation after an emergency, depending on the severity of the injury. The policy will help pay or minimize the cost of treatment and rehabilitation of the victim.
What does the insurance cover?
Parachuting insurance covers any injuries sustained in competitions, training camps during the period covered by the policy.
Our service offers to take out insurance with coverage “Worldwide” for any age group of skydivers, children are provided with a package with round-the-clock insurance coverage.
Let’s take a closer look at what risks the insurance covers:
- Personal injury in case of an accident;
- Temporary or complete disability due to NS or illness;
- Disability group caused by NS or illness;
- Hospitalization for illness or NS;
- Surgery for HC or disease;
- The onset of a critical illness;
- Thermal damage as a consequence of NS;
- Death as a result of disease or NS.
All of these cases involve the reimbursement of financial compensation. The amount of material payment is calculated in accordance with the table published here.
Types of insurance for parachuting
In the Sport. insure service, both professional skydivers and novice athletes can purchase insurance.
For parachutists, our service offers several types of insurance:
- For a specific competition;
- Annual policy;
- Children covered 24 hours;
- For competitions abroad.
Each of the offered types of insurance is covered in any of these countries.
When taking out insurance for a child, you can choose a policy with round-the-clock coverage. Children’s insurance (round-the-clock protection) covers not only sports injuries, but also emergencies that occurred before and after a competition or training.
Also, for the period of training, competitions, you can take out basic insurance from the National Assembly, or a TCD policy with coverage for active recreation, issued with an indication of the host country.
What to do in case of an accident
In the event of an accident, the injured person or the person in charge is obliged to urgently go to the hospital for medical help. Immediately after discharge from the medical institution, you need to take a certificate-extract of the sample established by S.K., prepare the remaining documents confirming the event of an emergency, and contact the insurer for material compensation.
Documents for obtaining insurance compensation
To receive compensation, the following package of documents must be submitted to the insurance company:
- Insurance contract – a policy;
- Application of the established UK sample;
- Certificate of discharge from a medical institution;
- Identity card – passport or birth certificate of a minor.
The entire list of documents, as well as full instructions, is published on the Insured event page.
How insurance payments are calculated
Skydiving insurance premiums are calculated based on the severity of the injury, the victim’s diagnosis, and the amount of coverage.
Payment of material compensation at the request of the victim will be transferred to a bank card or current account, etc. of the insured within 14 days after the application for payment and documents confirming the fact of the insured event are submitted to the insurer.
Electronic policy – insurance for parachuting online
In accordance with the law of the Russian Federation, electronic insurance for parachuting is an official and absolutely legal document. The policy entitles you to reimbursement of insurance compensation within the package of services