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20.1.23 Nirmal Weekly NR 312 : LIVE Kerala Lottery Results Today www.keralalotteries.com

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20.1.23 Nirmal Weekly NR 312 : LIVE Kerala Lottery Results Today www.keralalotteries.com

Kerala Lottery Result 20.1.23 Nirmal Weekly NR 312 Results : Lottery Ticket : Nirmal Weekly Lottery NR312 Ticket Draw held on 20/01/2023 at Gorky Bhavan Near Bakery Junction Thiruvananthapuram. The first prize is worth Rs 70 lakh, while the second and third are of Rs 10 lakh and Rs 1,00,000 respectively. The consolation prize is Rs 8,000.

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Kerala Lottery Result

The result will be live on this page at 3.00 pm. Kindly refresh the page for new numbers പുതിയ ഓരോ നമ്പറുകളും കാണുന്നതിനായി ഈ പേജിലെ റീഫ്രഷ് പേജ് എന്ന ബട്ടൺ ക്ലിക്ക് ചെയ്യുക!

Winning Numbers for Nirmal Weekly NR-312 Lottery

Nirmal Weekly Lottery Lottery No. NR-312 Draw Held On 20/01/2023 at Gorky Bhavan Near Bakery Junction Thiruvananthapuram

1st Prize- Rs. 70,00,000/-

NK 332073 (IRINJALAKUDA)

Agent Name: NIMISHA SHAKEER

Agency No.: R 9829

Consolation Prize- Rs. 8,000/ :

NA 332073 NB 332073 NC 332073 ND 332073 NE 332073 NF 332073 NG 332073 NH 332073 NJ 332073 NL 332073 NM 332073

2nd Prize- Rs. 10,00,000/-

NH 447131 (PATTAMBI)

Agent Name: E V AJITH NATH

Agency No.: P 4013

3rd Prize- Rs. 1,00,000/-

 

1) NA 711834 (ATTINGAL)

2) NB 880930 (WAYANADU)

3) NC 870172 (PALAKKAD)

4) ND 108951 (MANANTHAVADY)

5) NE 726216 (NEYYATTINKARA)

6) NF 717168 (PATTAMBI)

7) NG 410171 (ERNAKULAM)

8) NH 859705 (KAYAMKULAM)

9) NJ 215259 (KOLLAM)

10) NK 404015 (KANNUR)

11) NL 683251 (VADAKARA)

12) NM 683598 (VADAKARA)

For The Tickets Ending With The Following Numbers

4th Prize- Rs. 5,000/-

0439 1479 2051 2990 3024 3220 4917 5089 5296 6229 6408 7067 7437 8039 8164 8656 9279 9946

5th Prize- Rs. 1,000/-

0015 0058 0554 0641 0678 1936 2135 2177 2207 2215 2419 2459 2929 2970 3033 3514 3678 4252 5262 5743 5921 6032 6073 6787 6990 7280 7282 7363 7609 7792 7818 8011 8291 8614 8985 8986

6th Prize- Rs. 500/-

0098 0160 0215 0276 0458 0665 0816 0836 0923 1045 1060 1224 1235 1300 1515 1516 1528 1816 2076 2523 2652 3243 3276 3419 3566 3649 3684 3940 4082 4084 4336 4355 4465 4518 4542 4615 4628 4764 4789 4948 5397 5424 5544 5922 5935 6116 6335 6341 6703 6814 6823 7018 7334 7353 7465 7626 7937 8007 8074 8190 8206 8251 8274 8379 8381 8405 8436 8460 8556 8883 8923 8949 9011 9121 9274 9471 9885 9923 9992

7th Prize- Rs. 100/-

0032 0360 0610 0639 0675 0687 0966 1082 1290 1498 1640 1818 1871 1937 1968 1969 1993 2000 2015 2299 2320 2452 2516 2524 2529 2539 2630 2720 2919 3083 3125 3197 3251 3352 3403 3423 3434 3454 3470 3548 3619 3704 4002 4021 4024 4025 4132 4164 4167 4294 4296 4497 4652 4653 4808 4849 4907 4955 4958 5083 5176 5361 5377 5576 5714 5905 5912 5942 6009 6042 6325 6367 6407 6418 6434 6465 6477 6524 6590 6612 6669 6713 6828 7064 7220 7244 7313 7316 7396 7464 7473 7559 7675 7737 7776 7809 7877 7927 7992 8032 8176 8180 8266 8311 8342 8716 8772 8868 8872 8917 8938 9186 9269 9406 9407 9436 9450 9660 9662 9847 9855 9902

Previous 19.1.23 Christmas Bumper 2022-23 BR 89 Lottery : Click Here

“If you can’t see the Lottery Result Please Refresh this page and wait for some time. Also refresh the page to see the newly added numbers.”

Kindly cross-check with the official result to be announced shortly.

The prize winners are advised to verify the winning numbers with the results published in the Kerala Government Gazatte and surrender the winning tickets within 30 days.

Next Nirmal Weekly Lottery NR 313 Draw Will Be Held On 27/01/23 at Gorky Bhavan Near Bakery Junction Thiruvananthapuram

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Are You Looking to Open a Bank Account in UAE

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The United Arab Emirates (UAE) is a hub for international businesses, finance, and tourism. Opening a bank account in this country is a crucial step for both individuals and businesses looking to establish themselves in the UAE. Having a local bank account will not only simplify your financial transactions but also make you eligible for various financial services and benefits. In this article, we’ll guide you through the process of opening a bank account in the UAE, with a special focus on the online platform Mayak.ae.

Step 1: Choose the Right Bank

The first step in opening a bank account in the UAE is to choose the right bank. There are numerous banks in the UAE, each offering different services and fees. You need to consider your financial needs and choose a bank that suits your requirements. For example, if you are a tourist visiting the UAE for a short period, you might want to choose a bank that offers a temporary account. On the other hand, if you are a business owner, you might want to opt for a business account with additional services and features.

Step 2: Gather Required Documents

Once you have chosen the right bank, the next step is to gather all the required documents. The list of documents varies from bank to bank, but typically you will need:

  • Passport and visa
  • Emirates ID
  • Proof of residency, such as a utility bill or rental agreement
  • Initial deposit (varies from bank to bank)

It’s important to check with the bank you have chosen for their specific requirements, as they might ask for additional documents or information.

Step 3: Apply for an Account

Once you have gathered all the required documents, you can apply for an account. You can do this either by visiting the bank in person, or by using the online platform Mayak.ae. Mayak.ae is an online platform that allows you to open a bank account from the comfort of your own home, without having to visit the bank in person. The platform is easy to use and offers a wide range of banking services, including account opening, money transfers, bill payments and more.

Step 4: Complete the Application Process

Once you have applied for an account, the bank will process your application and verify the information you have provided. This process can take anywhere from a few days to a couple of weeks, depending on the bank. If the bank requires any additional information or clarification, they will get in touch with you.

Step 5: Activate Your Account

Once your account has been approved, the bank will provide you with the necessary details and instructions to activate it. This will typically involve visiting the bank in person to sign the necessary agreements and complete any remaining formalities. You will also receive your debit card, which you can use to access your account and make transactions.

 

Navigating the Steps for Relocation, Business Establishment, or Investment in the UAE

 

Moving to the United Arab Emirates (UAE) or starting a business or investing in the country can be a great opportunity. With its favorable business environment, strategic location, and attractive tax policies, the UAE has become a hub for international trade and investment.

Here are some of the key steps to consider when moving to the UAE or starting a business or investment in the country:

  1. Choose the right visa: If you plan on moving to the UAE, you’ll need to obtain a visa. The type of visa you need will depend on your purpose for being in the country, whether it’s for work, study, or retirement.
  2. Set up a business: If you plan on starting a business in the UAE, you’ll need to choose the right legal structure and register your company with the relevant authorities. The most common business structures in the UAE are the limited liability company (LLC) and the free zone company.
  3. Open a bank account: You’ll need a local bank account to handle your financial transactions in the UAE. To open a bank account, you’ll typically need to provide proof of identity, residency, and a minimum initial deposit.
  4. Find a place to live: The next step is to find a place to live in the UAE. You can either rent or purchase a property, depending on your budget and preference.
  5. Register for health insurance: Health insurance is mandatory in the UAE, and you’ll need to register for it as soon as you arrive. You can choose from a range of health insurance plans, including those offered by private insurance companies and those provided by your employer.
  6. Explore investment opportunities: The UAE offers a range of investment opportunities, including real estate, stocks, and bonds. You can consult with a financial advisor to determine the best investment strategy for your needs.

Conclusion

In conclusion, moving to the UAE or starting a business, or investing in the country can be a great opportunity, but it requires careful planning and preparation. By following the steps outlined above, you can ensure a smooth transition and set yourself up for success in this vibrant and dynamic country.

Opening a bank account in the UAE is an essential step for anyone looking to establish themselves in this country. Whether you are an individual or a business owner, having a local bank account will simplify your financial transactions and provide you with a range of financial services and benefits. The process of opening an account is straightforward, and using an online platform like Mayak.ae can make it even easier. Simply follow the steps outlined in this article, gather the required documents, and apply for an account, and you will be on your way to having a fully functioning bank account in the UAE.

 

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20 Businesses You Can Start on the Cheap

Madison Franz

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You don’t need a ton of cash to get a business up and running. Opportunities abound to become a business owner with less than $500. Here’s a look at 20 of them.

Whether you want to be your own boss or just to shore up some extra cash, there are several cheap businesses you can start with little in the way of money. Sure, you may not become the next Facebook or Apple overnight with just a business idea and $500 or less, but there are plenty of opportunities to launch a small business on the cheap.

“The tools and technology available today make it really easy to get a new business up and running quickly and affordably, even with as little as a few hundred dollars,” Meghan Stabler, vice president of global product marketing at BigCommerce, told business.com. “It’s important to remember that starting a business with little cash does not also mean you jump in recklessly – every  entrepreneur should take a measured approach to selling and invest the time upfront to understand their market and their consumer.”

How to find a business to start

Business opportunities abound, even if you only have $500 or less, but before you make the leap, you have to ensure you have a sound business idea. That doesn’t mean you need a 20-page business plan, but you should have a passion or interest in the enterprise you’re starting. It’s the reason so many people become business owners.

You should also do your research about the industry, the market, the potential for growth and the initial investment needed. If you plan to start an online business, Stabler said, you need to find a niche or need in the market and start there. If you try to ride a trend, you’ll face a crowded market, and demand for the product could quickly fizzle. It’s also important to understand the shopping habits of your customers and what makes them want your products or services over a rival. Finally, Stabler said to know your “four P’s” – price, product, placement and promotion.

Now that you know the rules of engagement for taking a small business idea to the next level, here’s a list of 20 businesses you can start with an initial investment of $500 or less.

20 businesses you can start with $500 or less

1. Online seller

graphic of a person sitting next to an oversized computer screen filled with products

Whether you want to sell apparel, collectibles, or whatever, you can easily get up and running online on the cheap. Marketplaces like Amazon and eBay will let you sell your products for a cut of the sale, while e-commerce platforms charge you a low monthly fee to hawk products over the internet.

It doesn’t take too much money to purchase your initial inventory. You can buy bulk items online or at a local discount store, or tap the inventory you have at home. The idea is to sell the products for more than you purchase them, taking into account any marketplace or e-commerce platform fees.

2. Virtual educator/trainer

One of the cheapest ways to start a business is to provide your own services if you have a talent or skill. Melissa Schneider, vice president of product marketing at GoDaddy, pointed to a chef in Nashville, Tennessee, who was laid off during the pandemic. He used his love and knowledge of cooking to start offering online cooking classes. The startup cost wasn’t too much, amounting to a computer and internet connection.

“He was able to sell his service in a completely different way,” Schneider said.

3. Dropshipper

Cash-strapped would-be business owners can start a dropshipping business. With this business model, you build a storefront or use an e-commerce platform, but you don’t hold the inventory. The products are shipped directly from the manufacturer after a customer makes a purchase from your online store. To get a store up and running using this method, all you need to pay for is the domain subscription and the fees associated with using an e-commerce or dropshipping platform.

“The beauty of the dropshipping model is you don’t have to actually manufacture any products to get started,” Stabler said. “Rather, you partner with a manufacturer that makes your products and ships them directly to your customers, freeing you up to focus on the fun part: the marketing and customer experience.”

4. Social media marketer

Social media has become a powerful tool to get the word out. If you are social media savvy, there are tons of businesses looking for your expertise to help them develop marketing strategies, set up and post on their social media accounts, and increase their number of followers and thus sales. Knowledge, not money, is the key to getting this low-cost business up and running.

5. Freelance writer or editor

graphic of people near a large scroll of paper

If you have a knack for editing and/or writing, you can turn your expertise into a small business. With the proliferation of online content and social media, there are tons of opportunities to get paid for writing and editing. It takes little money to get up and running, but you will have to prove your worth to clients.

6. Sales consultant

graphic of people near a large briefcase

Whether you want to sell makeup or cookware, there are many low-cost businesses you can start by selling products for companies. Take the skincare company Rodan + Fields as an example: It costs just $45 to start selling the products. Avon charges you $5, while Beachbody costs $39.95 for the initial investment and then $15 a month.

7. DIY crafts and treats

If the pandemic taught us anything, it’s that Americans are resourceful and innovative. Scores of people took advantage of the pandemic by starting businesses selling crafts, food and desserts, and other items that proved popular. The only costs were for materials. Facebook has been a successful place to market these products locally.

8. Lawn care

The equipment is the biggest outlay for starting a lawn care business, and if you start small, you’ll only need a lawn mower and leaf blower. Depending on where you live, this might be a seasonal business, but one that can easily expand. Besides the equipment, all you need are flyers and a Facebook page.

9. Pool cleaning and maintenance

Another seasonal business that doesn’t require high startup costs is a pool cleaning and maintenance service. You can start small and expand as your customer base grows.

10. Repair service

graphic of a repair person holding a wrench outside of a house

People are spending more time than ever in their homes and, as a result, are more focused on home improvement projects. If you have skills in this area, it’s easy to become a repair person without a lot of capital.

11. Pet sitter/walker

This business costs nothing more than the costs associated with marketing – and you need to have a lot of patience and a love of pets. It’s another one of those enterprises that can easily expand with little overhead.

12. Virtual assistant

Business owners need help with everyday tasks, from organizing the books to responding to customer emails. As a virtual assistant, you’ll perform all these tasks from the comfort of your home, and you can take on multiple clients. All it takes is a computer and internet connection to start a virtual assistant business.

13. Delivery/errand runner

In the same vein as a dog-walking service, a delivery- or errand-running business doesn’t require a lot of upfront cash. You’ll just need to print out some flyers, get business cards, and promote your service on social media and other online channels. Demand for errand runners has risen during the pandemic. With people sheltering in place, many of them are hiring others to venture out and run their errands for them.

14. Tutor

Are you a math expert? Do you play an instrument, or have great computer skills? Then you can become a tutor, and all it costs is your knowledge. You can conduct tutoring sessions in person or virtually, charging by the hour or half-hour. Your level of experience and client base will determine how much you can charge for your services.

15. Consultant

Businesses need advice, but not all of them want to hire a full-time employee to get it. That is where consultants come in. Use your background and expertise to find the areas where you would bring the most value. That may be marketing, accounting, engineering, information technology or any other skill set you can find demand for.

If you provide good service at a reasonable cost, your reputation will grow, allowing you to expand your business. To get up and running, you’ll need a website or social media presence and the ability to network.

16. Professional organizer

People looking to declutter often turn to a professional organizer for help. Customers pay around $80 to $140 an hour and more than $1,000 for an entire home. The overhead costs to become a professional organizer are very little at the onset: You just have to invest in training and education, create a website, and land your initial customers.

17. Translator

If you are fluent in another language, you can easily launch a translation service. There is demand from the medical, legal, publishing and small business communities for people who can translate information into English. A freelance translation business won’t cost you anything in startup expenses and can easily expand as your customer base grows.

18. Mobile public notary

Certain documents require approval from a public notary, including wills, loan paperwork, power of attorney, property deeds and other court papers. A mobile public notary visits clients at their homes or places of business.

Depending on where you live, it can cost $50 to $150 a year to become a public notary. Some states require training courses in addition to those fees. Volume is the key to making money as a public notary: You can charge anywhere from 25 cents to $20 a document.

19. Laundry service

If you have a home washer or dryer or access to a laundromat, you could offer washing, drying, ironing, and pickup and delivery services to people in your community. Before you get started, figure out if you will use your own equipment or bring it to the laundromat. After that, the only costs are detergent and laundry bags or baskets.

20. Cleaning service

graphic of a perosn vacuuming a living room

Americans are busy, and the last thing many of them want to do at the end of a week is clean their home or apartment. That is where a cleaning service comes in. According to FreshBooks, the average cost to clean a home is $90 to $150, depending on the size of the property. Launching a cleaning service won’t break the bank; all you need is a good vacuum, cleaning supplies and a positive attitude.

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Borrow Car Title Loans To Pay For You Christmas Party This Year

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We often think of our Christmas season as a time when we reward ourselves with gifts and spend the rest of the year trying to repay those gifts. And while this is true, it’s important to remember that Christmas doesn’t have to be all about purchasing presents — you can always treat yourself by spending time with your family and friends. That is why you might want to get Car Title Loans to pay for your Christmas party this year.

Amazing Christmas Party Tips Using Car Title Loans That Will Save You A Fortune

If you are out of cash, there are ways that you can still have a great time without breaking the bank. You can enjoy an amazing holiday party without needing expensive gift-giving or extravagant decorations. The following tips will help you have a night of fun at an affordable price:

– Set a budget. That is important because you may end up spending much more than you planned if you spend on things that aren’t necessary.

– Think about the food. It is the most expensive part of a party, and you must plan accordingly. Then, you can make sure you stay within your budget.

– Find a good venue. If you go to a location that is too nice or expensive, it will be difficult for you to stick to your budget when purchasing gifts and decorations. You want an area that is easy on the pocketbook while still suitable for hosting your Christmas party.

– Consider theme parties. You will find many affordable and fun themes, such as a beach party or even an island-themed Christmas party. Theme parties won’t put you in the poor house.

Car Title Loans For All Your Christmas Plans

Christmas is one of the happiest times of the year, but it is expensive. Because of this, many people often go into debt during this time and may have to borrow money to pay for all the presents. They even spend more than they planned on decorations and food. Car Title Loans in Vancouver, BC, can help you with your Christmas expenses, allowing you to spend more money on your family without breaking the bank. Title loans can also help you pay back your other debts so that you don’t have to worry about them while you enjoy the holidays.

Reasons Car Title Loans Vancouver is The Easiest Way To Pay Your Debts

1. You can go from borrowing to paying them back directly. 

If you are in a situation where you need to borrow money to help pay off another debt and you don’t have the cash, title loans can be the answer. In a typical loan scenario, you must make monthly payments and pay back all of your debt over time.

2. They won’t harm your credit score. 

Car Title Loans don’t use your credit to get the money you need. Instead, they work by selling off the car or other property you have on hand. This way, your credit doesn’t suffer any damage from this type of loan and can still be used when you are ready to purchase a new car later.

3. Even people with bad credit can get them. 

Getting a Car Title Loan is often very difficult if you have a poor credit score. However, title loans can be used by people who have recently filed for bankruptcy or suffer from poor credit ratings. They are also much easier to get than other types of loans, which makes them attractive to those who find themselves in difficult situations when it comes time to borrow money.

4. Low rates and fees. 

Because title loans don’t use your credit score, there is no risk involved, and you won’t have to pay any fees or be charged higher interest rates. That can make the Car Title Loan process much easier to swallow when you are in a tight financial situation, often making it a better option than other loans that can cost you much more money in the long run.

Conclusion:

Car title loans in Vancouver will give you a great party at an affordable price. You won’t have to worry about spending too much on gift-giving and decorations, and you can even pay for your entire party with the loan if you need to. By getting title loans for your Christmas party, you will be able to enjoy the season without worrying about how you will pay for it all.

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