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IndusInd Bank board gives nod to mobilise Rs 20,000 crore

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IndusInd Bank board gives nod to mobilise Rs 20,000 crore
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Private lender

IndusInd Bank

NSE 4.42 % of Monday said its board has approved a proposal to raise Rs 20,000 crore in debt to fund business growth. The bank’s board approved the proposal in its meeting held on Monday, IndusInd Bank said in a statement.

The board approved raising funds through debt securities in any permitted mode on a private placement basis as may be decided, for an aggregate amount not exceeding Rs 20,000 crore.

It can also be raised in foreign currencies as may be necessary subject to the approval of the members of the bank and receipt of other governmental or regulatory approvals, it said.
The finance ministry has written a letter to all states requesting them to exempt banks from the applicability and provisions of the Shop and Establishment (S&E) Act.

This comes after some banks raised concerns about state governments trying to impose certain regulations on the lenders with regard to their specific labour laws.

A government official said banks had also been advised to raise concerns on the matter through the state-level banking committee or SLBC.

“The Indian Banks’ Association had shared the concern of some banks. We accordingly took up the matter with the state governments,” he said, adding that most states are on board given that banks are regulated entities which follow Reserve Bank of India guidelines.
Each state has its own Shop and Establishment Act, which mostly regulates work conditions of people employed in the shop and commercial establishments, which includes payment of wages, work hours, leave, holidays, and terms of service.
IBA chief executive Sunil Mehta confirmed that the lenders association had brought this issue to the government’s notice. “In a few states where there were some issues, the government has assured full support,” he added.
Another bank executive said that the issues were mostly faced by private sector lenders. “State authorities used to try to enforce timings and state laws on contractual workers,” he said, adding that they will also push through SLBCs to ensure that state governments follow the finance ministry directive.
Under the new labour codes, daily and weekly working hours have been restricted to 12 hours and 48 hours. The four labour codes are: the Code on Wages, 2019; the Industrial Relations Code, 2020; the Code on Social Security, 2020; and the Occupational Safety, Health & Working Conditions Code, 2020.

RBI imposes restrictions on Mumbai-based Raigad Sahakari Bank; withdrawals capped at Rs 15,000

Banking regulator Reserve Bank of India (RBI) today imposed several restrictions on Mumbai-based co-operative bank Raigad Sahakari Bank due to worsening of financial situation of the lender. The restrictions include a withdrawal cap of Rs 15,000 per customer and it will remain in force for a period of six months.

“In particular, a sum not exceeding Rs 15,000 of the total balance across all savings bank or current accounts or any other account of a depositor, may be allowed to be withdrawn,” the Reserve Bank said in a statement.

The RBI, however, said the restriction issued to Raigad Sahakari Bank should not per se be construed as cancellation of banking license.

“The bank will continue to undertake banking business with restrictions till its financial position improves,” it said.
The Reserve Bank also said it may consider modifications of the directions depending upon circumstances.

In another statement, the RBI said a penalty of Rs 6 lakh on Shri Chhatrapati Rajarshi Shahu Urban Co-operative Bank Limited, Beed, for contravention of provisions related to ‘Frauds – Classification and Reporting’.

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E Learning Unimal

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Are you looking for information on E Learning Unimal? You have come to the right place! In this blog post, we will provide a step-by-step guide on E Learning Unimal

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Unveiling Brilliance: Exploring the Magic of Al Fakher Diamond Dust

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Al Fakher Diamond Dust
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Imagine enjoying smoking on a whole new level, with a dash of genius added to every inhalation. This is precisely what the ground-breaking product in the shisha market, Al Fakher Diamond Dust, claims. This article explores the numerous facets of this amazing product, including its characteristics, background, and the reasons why enthusiasts today view it as indispensable.

Al Fakher Diamond Dust: A Diamond in the Rough

The essence of Al Fakher Diamond Dust is revealed to be a distinctive blend of fine tobacco and faintly shimmering diamond-like particles. The outcome? A unique smoking experience where luxury and flavor collide.

The Origin Story

Explore the origins of Al Fakher Diamond Dust and follow its history back to the rich tobacco customs of the Middle East. Discover how creativity and skill combine to produce a product that appeals to the senses.

Crafting Brilliance: Manufacturing Process

Al Fakher Diamond Dust

Al Fakher Diamond Dust

 

Discover the complex procedure that goes into making Al Fakher Diamond Dust. Every stage, from picking the best tobacco leaves to carefully adding tiny particles that like diamonds, is an example of excellence and perfection.

The Mesmerizing Features

We explore the unique qualities of Al Fakher Diamond Dust that make it unique in the world of indulgent hookahs.

Diamond-like Sparkle

See the eye-catching beauty of Al Fakher Diamond Dust. The delicate shimmer gives your smoking experience a touch of luxury and sparks conversation at any get-together.

Flavors That Dazzle

Explore a range of tastes that aren’t your typical ones. Al Fakher Diamond Dust provides a range of options to suit every taste, from traditional blends to creative creations.

Smoking with Elegance

With Al Fakher Diamond Dust, your shisha sessions will be elevated from a casual hobby to an opulent event.

The Perfect Social Companion

Al Fakher Diamond Dust

Al Fakher Diamond Dust

 

Find out how smoking is made more socially enjoyable with Al Fakher Diamond Dust. With friends, enjoy happy and restful times to make every session special.

Tips for Optimal Enjoyment

With helpful advice on taste matching, heat management, and packing, you can maximize the benefits of Al Fakher Diamond Dust. Make smoking a ritualistic endeavor.

Frequently Asked Questions

Q1: Is Al Fakher Diamond Dust suitable for beginners?
A1:
Absolutely! Al Fakher Diamond Dust caters to all levels of enthusiasts, offering a smooth and enjoyable smoking experience for beginners and seasoned users alike.

Q2: How long does the diamond-like sparkle last?
A2:
The diamond-like particles in Al Fakher Diamond Dust are designed to last throughout the smoking session, providing a mesmerizing visual experience from start to finish.

Q3: Are there any health concerns with inhaling diamond-like particles?
A3:
Rest assured, the diamond-like particles in Al Fakher Diamond Dust are safe for inhalation. Extensive testing ensures a worry-free smoking experience.

Q4: Can I mix Al Fakher Diamond Dust with other shisha flavors?
A4:
Certainly! Get creative with your flavors by mixing Al Fakher Diamond Dust with your favorite shisha blends. The possibilities are endless.

Q5: Is Al Fakher Diamond Dust available worldwide?
A5:
Yes, Al Fakher Diamond Dust is globally accessible, bringing its unique sparkle to shisha enthusiasts around the world.

Q6: How do I clean my hookah after using Al Fakher Diamond Dust?
A6:
Maintaining your hookah is easy. Simply follow standard cleaning procedures, ensuring a residue-free experience for your next smoking session.

Conclusion

To sum up, Al Fakher Diamond Dust is a sensory experience that combines flavor and visual appeal, going beyond the bounds of traditional shisha. Enhance your smoking routine with this innovative gem.

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