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How to Get a Touchless Personal Loan Completely Online?




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Digitization has made it simple to get a personal loan online. In this new era, the ‘going touchless’ phenomenon has made paperless personal loan quite common. It is a quick and easy way to apply for a loan for everyone. Perhaps, the offline personal loan application process has become tedious, time-consuming, and challenging for everyone.

Given the time-strapped life situations we all dwell in every day, online personal loans have become more relevant and beneficial than ever. Here’s what you need to know about applying for online personal loans.

Eligibility to get a personal loan online

The online eligibility criteria to get a personal loan are the same as offline eligibility criteria.

  • A person between 21 and 55 is eligible to file a personal loan application.
  • The candidate should be earning a minimum salary of INR 18000 in metro cities and INR 15000 in non-metro cities.
  • The applicant should be an Indian resident.

KYC Data needed

When filing for a personal loan, you may have to add several supporting documents with your personal loan application. Some of the updated virtual documents you should keep in hand are a passport size photograph, identification proof such as Driver’s license, Address proof, and Aadhar Card. You also need to attach proof of income as bank statements and salary slips from your current employer. If you’re a self-employed individual, you need to submit your business income ITRs.

Online Personal Loan Interest rates

Online personal loans offer similar interest rates and processing fees as offline personal loans. Your lender will provide personal loan interest rates depending on your credit score, income, employment stability, and repayment capacity. All in all, the rate may be as low as 10% and as high as 36%. Before choosing a personal loan, you should do a comparative study of the different interest offers available to you and choose the one that works best in your favor.

Steps to apply for an instant online personal loan

Several lenders are ready to offer instant online loans to eligible applicants. Apply with a reliable and reputable lender on their official website to get an instant loan. Read on and follow the steps to apply for a personal loan.

Apply on the website of the lender

The first step is to choose your lender wisely before filling out a loan application. Check the loan eligibility on the website to enjoy a simple, easy, and hassle-free loan filling procedure. If you pass the eligibility criteria, you should proceed further.

Find your loan variable

When filing a loan, you can customize the loan as per your monetary needs. The significant parameters to consider for a personal loan are the amount of loan and the number of years. Considering these points will help you calculate the repayment of the funds. To do this, you should calculate the EMI with an online calculator and pick the ideal loan amount and payment tenure, and you will get the EMIs you need to pay monthly in hand.

Support your eligibility with documents

After the application is approved, you should check out the supporting documents to authenticate your application, depending on your eligibility. The procedure is easily done by uploading the essential documents online. Whether you apply for a small or big loan, have your documents in hand to get your loan approved quickly. You need to submit salary slips, bank statements, PAN Card, Aadhaar cards as proof. After the documents are ready, you should fill out the form and apply.

Get funds instantly deposited in your account

After your application has been reviewed by the lender and given a green signal, you need to wait for the amount to be credited into your account. The process is fast, and reliable lenders deposit the money in about 24-72 working hours. The speedy disbursal feature of a personal loan further enhances its benefits.

Filling a form online to apply for the best personal loans is a simple and convenient procedure. Check out all terms and conditions before applying for a loan and ensure to choose the right lender to get your loan approved.

Early Salary offers flexible loan options and competitive loan interest rates. An NBFC like Early Salary is a reliable and reputable option for everyone looking for efficient loan schemes. You can calculate your EMIs on the instant calculator and find out if you are eligible and financially prepared to take the loan or not. Avail of the lowest interest rates and instant loan approvals from the comfort of your home. Just fill out the paperless loan application form and get immediate approval for your personal loan.

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Which is better for Real Estate: SEO or PPC Ads?




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Real estate agents and brokers are always looking for the most effective digital marketing agencies to attract potential home buyers and sellers. Two of the most common options utilized are search engine optimization (SEO) and pay-per-click (PPC) advertising. However, the question remains – which is a better investment for real estate companies, SEO or PPC ads? In this article, we will explore the key differences between SEO and PPC and how each can benefit real estate marketing efforts.

SEO vs PPC: The Basics

Let’s start with defining SEO and PPC. SEO refers to the process of optimizing web pages and content to rank higher in organic (non-paid) search engine results pages (SERPs). The goal is to attract free traffic from search engines like Google through relevant, high-quality content and technical optimizations. PPC advertising, on the other hand, focuses on paying to display ads in search results or on other sites through ad networks like Google Ads. With PPC, advertisers only pay when a user clicks on their ad.

SEO is a long-term strategy that takes time to see results, as search engines are constantly changing their algorithms. PPC provides more immediate access to traffic but requires an ongoing advertising budget. SEO helps build brand awareness and authority over time through free exposure, while PPC focuses only on clicks and conversions without building brand equity.

Benefits of SEO for Real Estate

For real estate companies and agents, SEO offers several advantages compared to PPC:

  • Lower Costs – SEO is a one-time cost of optimizing content while PPC has continuous advertising fees. SEO saves money in the long run.
  • Targeted Traffic – SEO targets specific geographic areas and property types more effectively since search habits vary locally. PPC reaches broader audiences.
  • Trust and Authority – High organic rankings signal credibility and build trust with customers over time versus paid ads. This is important in real estate.
  • Extended Exposure – SEO content remains live indefinitely versus temporary PPC campaign durations, providing ongoing leads.
  • Synergistic Content – SEO content like guides, and neighborhood pages strengthen branding while PPC is generally just click-based ads.
  • Data and Insights – SEO affords to analyze search terms and page analytics to optimize. PPC provides less proprietary data and insights.

Benefits of PPC for Real Estate

However, PPC also has its advantages for certain real estate marketing goals:

  • Immediate Traffic – PPC delivers traffic right away without the months-long SEO ramp-up period. Good for time-sensitive listings.
  • Targeted Audiences – PPC allows ultra-targeting demographics, property interests, locations, etc. SEO targeting is broader.
  • Tracking and Optimization – PPC provides granular tracking of campaign, ad, keyword, and device performance for constant A/B testing and optimization.
  • New Listings and Inventory – PPC is ideal for promoting fresh listings and keeping inventory top-of-mind versus the patience required with SEO.
  • Lead Volume – When budget allows, PPC often outperforms SEO initially in raw lead generation and appointments booked.
  • Seasonal Campaigns – PPC facilitates focusing resources around busy seasons like spring/summer versus set-it-and-forget-it SEO.

So in summary, SEO is well-suited for sustained brand awareness, market position, and steady organic leads. PPC delivers prompt traffic but ongoing investment is required. A balanced approach using both is often most effective for real estate goals.


Q: Which will get me more leads as a real estate agent – SEO or PPC?

A: In the long run, a successful SEO strategy will generate a larger volume of high-quality leads. But PPC can outperform SEO initially in raw lead numbers if the budget is high enough. Both should be used together for maximum lead generation.

Q: How long does it take to see results from SEO?

A: Most SEO experts estimate it takes a minimum of 3-6 months to begin seeing some results from SEO efforts, as Google’s algorithms are complex. Significant improvements may take 9-12 months. Results also depend on industry, competition level, and optimization thoroughness.

Q: Is SEO or PPC better for selling new listings?

A: PPC is generally a faster route to promoting new listings and inventory due to its immediate traffic. However, SEO content-supporting listings can still help over the long haul. An ideal strategy uses PPC initially and then transitions to SEO as the listing seasons.


In conclusion, both SEO and PPC advertising have clear benefits for real estate companies, but which is “better” depends entirely on marketing goals and budget. A truly optimized strategy leverages the strengths of both – using SEO for ongoing brand equity and organic lead generation supplemented by tactical PPC campaigns for short-term inventory goals, seasonal periods, and new developments requiring prompt attention. The most successful real estate marketing programs incorporate SEO and PPC advertising together rather than considering them an either/or choice. With data-driven optimization, real estate professionals can maximize traffic and leads from digital channels.

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Choose The Best Amazon Repricing Strategies




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Alpha Repricer, a cutting-edge solution designed specifically for Amazon merchants, allows you to take advantage of the power of dynamic pricing. Their technology employs advanced Amazon repricing strategies that adjust to market movements every 2 minutes to maximise your profitability. Stay ahead of the competition by easily customizing repricing rules depending on your own company requirements. Alpha Repricer enables you to intentionally beat or match competitor prices, ensuring that your products are always competitively priced. Setting up your repricing plan is simple with the user-friendly interface of Alpha Repricer. Sign up in under 60 seconds, with no upfront billing information necessary. Alpha Repricer’s advanced repricing solutions can help you grow your Amazon business.

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