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Difference Between Health Insurance And Health EMI Network Card

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As people become more and more aware of not just health, but also well-being and wellness, it is no surprise that there is also growing curiosity, awareness and demand for financial products linked to health and wellness.

There are a lot of new words and new concepts, and very often words are used interchangeably, which leads to confusion about their actual meaning. In order to ensure 360-degree coverage for not just your basic health, but also your overall wellness, we’re going to differentiate between health insurance and Health EMI Network Cards. We’re also going to touch upon the difference between mediclaim and health insurance. And to lay a foundation for all of that, let’s talk about the difference between health expenses and wellness expenses with the help of an example.

When Radha is hospitalized for tonsillitis, it is a health-related expense. The X-Rays taken by the doctor to evaluate the swelling in her tonsils during her hospitalization, and her hospitalization bill will be covered under her health insurance policy.

Pleased with how easily and smoothly her cashless hospitalization was managed by her health insurance company, Radha is keen to finally go for those teeth braces she has been putting off, because she was worried about the cost burden. Maybe she can finally also get a treatment for her acne, she thinks to herself. However, she is disappointed to find out that dental treatments and skin treatments are categorized as cosmetics, and not health. 

But Radha need not be held back from getting her teeth aligned and her skin cleaned up. She can use a Health EMI Card to pay for all her medical expenses across treatments, diagnostic tests and pharmacy bills. But before she jumps to type the words “health card apply” in search, it is important that she knows exactly what she is getting into. 

Scope is one of the key differences between health insurance and a Health EMI Network Card. 

While health insurance covers expenses linked to hospitalization for at least one night, a Health EMI Network Card, like the one offered by Bajaj Finserv covers all medical expenses. These include (but are not limited to) dental care, eye care, diagnostic care, stem-cell treatments, maternity care, slimming treatments, cosmetic and plastic surgeries, and hair transplants among others.

When it comes to health insurance, a sum is paid to insure you for a period of one year, in most cases. During that one year, if you are hospitalized, a large chunk of your hospital bill will be covered. In the fortunate event that you do not need to be hospitalized, however, the sum paid as premium is also forgone. You must pay again next year in order to enjoy insurance cover.

In contrast, a Health EMI Card works more like a credit card, but one that is specifically for medical expenses. However, you can break down heavy health related costs into lighter, smaller EMI payments. For example, if Radha’s teeth braces and skin treatment were together going to cost her about Rs. 100,000, it would definitely be easier for her to pay it over the next 2 years than to cough up the whole amount right there and then.

A Health EMI Card, like the Bajaj Finserv Health EMI Network Card allows users to pay in up to 24 monthly instalments. In Radha’s context, her monthly expense for these two big expenses, would actually amount to a far more palatable Rs. 5,000-odd a month.

You can refer to the Health EMI Network Card as having a wider scope than health insurance. Meanwhile, the difference between mediclaim and health insurance is that the former has a still narrower scope. Mediclaim covers only hospitalization expenses, whereas health insurance also lets the insured opt for critical illness cover.

Now that you know the difference, it is imperative that you opt for a health card, such as the Bajaj Finserv Health EMI Network Card. Ensure that your medical and hospital bills do not weigh you down, and pay for them in easy, monthly instalments.

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Best driving school in Epping

alisonharry

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Decades of research study, as well as industrious jobs, have actually provided us fruit in the form of a much safer journey today than ever before we had in the past. With the growth of contemporary technologies, individuals are becoming much comfier in their travelling. But together with the climax of scientific development in the field of taking a trip, we need to be experienced as well as a proficient driver by learning potential driving abilities. Driving is not easy at all as it calls for mastering various abilities and also to learn the regulations of traffic.

In Australia when there is a need for learning driving and web traffic regulations, Driving school in epping is the topmost name that is offering customers throughout the country to master the abilities of driving and rules of traffic. Our motoring school is the only school that is helping years on the sustenance of potential driving skills of our clients. Due to 100% quality work and also the countless training courses that we give, our college is one-of-a-kind from the other institutions in the country.

Functions of our diving school:

The foremost characteristic that mesmerizes the attraction of our customers is the sensible price of the courses that we provide at our establishment. Verifying our customers the quality education and learning and atmosphere of learning is the primary target of our teachers. We hire the most effective training instructors from the country that have experience of years in the loved one field. The training courses are created as though you can learn the skills as well as methods without becoming daffy. At the end of the course, we provide certifications and also driving licenses to those that grasp the skills and also pass the last examination that we perform. Both male and female instructors are educating in our diving school.

Why Us:

Throughout the past years, we have trained many students and also made them satisfied by offering them a quality piece of work. The specialist and also licensed trainers to educate our clients and also consumers on all lifesaving skills as well as techniques. Our instructors are extremely specialists, they value everybody and treat them well throughout the course. Together with the course classes, our professionals also conduct individual sessions to iron out the queries of every person. Website traffic regulations are also educated to ensure that one can stand against any type of issue when driving.

Our offers:

Several of the primary offers that we supply to our consumers throughout the courses are discussed listed below:

  • We offer the training courses at a practical cost.
  • One-on-one sessions are performed to resolve problems that a specific face throughout the program.
  • Experienced, well-trained, professional, and also eloquent trainees.
  • The learner-centred course aims to iron out the inquiries of each customer.
  • Qualified and certified driving programs.
  • A practical program that is consisted of tips and tactics.
  • Both men as well as female teachers.

How to contact us:

If you are trying to find a driving school in epping, after that contact us quickly by calling on this number 0422122219 or you might contact us through email at info@allpointsdrivingschool.net.au. We are available 1 day a day.

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12 Crazy Ways to Change the Colour of Your Home

naheemir

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Dyeing your home’s items is the perfect way to change up a room and give it a new look. Did you know that many home items can be dyed? Whether to even out a color or just for the sake of change, it’s easier than you think! We’ve collected some of my favorite DIY dye projects from around the web and gathered links so that readers can try them too. The idea of dying home items isn’t new, but it is a great way to change your space and make it feel fresh. Many online tutorials give you ideas to get started with this project. We have some ideas if you want to know how to dye fabric for a pillow cover, area rugs for a new look, or a tablecloth! Ready to get crafty?

 

1) Paint Your Furniture

Yes, this is an oldie but a goody. There are so many tutorials for painting furniture on the internet that it’s hard to know where to start! Choosing colors or patterns can be fun and a great way to makeover your room with just some paint and brushes in hand. Painting an old furniture item will give it a new life, and you’ll also get to experience the satisfaction of completing your DIY project. You can refresh your home or create a whole new look with just some paint and patience!

 

2) Dye the Old Wooden Vase

If you’re looking for a new, inexpensive way to bring color into your home without having to buy anything, try this. You can take any old vase or large jar that’s made of wood and dye it with some water-based acrylic paint tinted the color of your choice! This is an easy project as all you need are two coats of paint and a couple of hours to let it dry. This project is perfect for those looking for an easy way to create color in their home with something they already own, without having to buy anything new! You can take any old vase or large jar that’s made of wood and dye it with some water-based paint for a fresh and new look.

 

3) Paint Your Old Candle Stand

Painting an old or worn-out candle stand is a great way to add some color to your home while also making the candle holder look sleek. Apply two coats of paint with drying time in between, and you’re all set!

TIP: Add layers of clear coat for extra protection on acrylic-painted furniture (or even painted walls) so that it doesn’t scratch easily or fade.

 

4) Dye Old Rugs

Renew the old rug in your house by dyeing it. You can do it in many ways. A few quick and easy options include using food coloring or dyeing material with an old rug hanging over the bathtub so that you can soak it longer than just about anywhere else! If you have old or worn-out oriental rugs, you can take them to a store like Carpet One that offers rug dyeing, and they’ll help make your old rugs look new again.

TIP: To make sure the color looks great on any rug, it’s a good idea to test the dye on an old rag before doing anything else.

 

5) Paint Rattan or Wicker Accessories

Rattan or wicker accessories can be painted to match your new room color. It is a great option for old items that need updating and doesn’t want to spend tons of money on new ones. There are plenty of other ways to change the look and feel of your home without spending any extra time or cash. Painting wicker and rattan furniture are also one of them.

 

6) Paint Hanging Planters and Pots

Paint hanging planters and pots bring color and life to your home. Give them a new and fresh look by painting them in colorful hues. It also makes your house look more alive and colorful. You can also add a different plant to your garden or add flowers in the pots and planters.

 

7) Tapestries

Another option to think about is a tapestry to change the color of your home. These typically come in two pieces, and you can hang them as curtains or use one piece on the wall near an entranceway, for example. It also adds a nice pop of color to the room without too much time or money invested.

 

8) Dye a Jute Basket

Jute baskets are a great way to store items, and they can be dyed in any color, so you don’t need to buy a new one. You have to soak the jute basket in hot water with some clothes dye for about an hour or until the desired color is achieved. It also makes it a unique piece that won’t get mixed up with other baskets. A dyed basket is used for an outdoor space as well.

 

9) Paint an Old Dresser

Paint an old dresser in a new color and add some knobs. This is also a way to liven up the room without buying something brand-new. Paint it with your favorite colors or paint different parts of the dresser different shades for maximum effect! A colored dresser creates a vintage retro vibe in your home. It is also the best pick for the entrance.

 

10) Painting faux Flowers

Faux flowers are a quick and easy way to spruce up your home! Painting faux flowers is an excellent way to create a new flower arrangement. You can also paint the leaves in different shades of green for added effect. It will completely change the vibe of your home.

 

11) Decorate with Gold or Silver Candles

Have some fun by adding gold or silver candles into your home decorating scheme! You can make your custom candles by coloring plain white with metallic paint in silver or golden tones. Or you can buy some gold or silver candles from a store and add them to your home decorating scheme!

 

12) Change the Handle on Your Door

Change your door handle to match your colored dresser! This will give off an even more retro vibe in your home, which is great for vintage lovers out there. The different colors of doors can also make it easy to identify where each room leads as well!

 

Wrapping Up

With different colors adding new life to your home, you’ll be able to transform it from drab and dull into a cheerful space. It doesn’t take much work either! Add color to your home with throw pillows on the couch or chairs in certain rooms, paint one wall a bold shade before painting the rest white, or buy rugs for each room at RugKnots. Take some time today and think about how changing up your home’s vibe will make you feel so happy when you walk through the door after a long day outside. What do you envision?

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